- Graduate assistant University Maryland, College Park, 1974-1975, instructor, lecturer, 1975-1982, assistant professor, 1982-1988, associate professor, since 1989. With senate testimony United States Senate Banking Committee, Washington, 1987. Consultant Community Service Centers, United States Army, since 1988.
Trustee National Foundation for Consumer Credit, Silver Spring, Maryland, since 1984. Board directors Consumer Credit Counseling Service of Greater Washington, Inc., since 1989. Member Institute Certified Finance Planners (certified), Association for Finance Counseling and Planning Education (secretary 1984-1985, editor newsletter 1986-1987, president 1988-1990), American Council on Consumer Interests, American Home Economics Association, International Association for Finance Planning, International Credit Association, Phi Delta Kappa, Phi Kappa Phi, Omicron Nu, Epsilon Sigma Phi.
1974 - 1975
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