Bachelor, College of William and Mary, 1974. Master of Arts, Indiana University, Bloomington, 1979. Doctor of Philosophy in Economics, Indiana University, Bloomington, 1985.
Commonwealth intern Commonwealth of Virginia, Richmond, 1974-1975. Research specialist Commonwealth of Kentucky, Frankfort, 1975. Special assistant Council of State Governments, Lexington, Kentucky, 1976-1977.
Associate instructor Indiana University, Bloomington, 1978-1983. Public utility economist State of Missouri, Jefferson City, 1983-1985. Senior analyst National Economic Research Associates, White Plains, New York, 1985-1987.
Senior consultant Arthur D. Little, Inc., Cambridge, Massachusetts, 1988-1994. Unit manager Arthur D. Little Inc., 1993-1994. Manager Arthur D. Little, Inc., 1995—1996.
Senior manager Arthur Andersen, Boston, 1996—2002. Member Global Regulatory Advisors LLC, Winchester, 2002. Senior manager Deloitte Touche Tohmatsu Emerging Markets, Washington, 2003.
Director Klynveld Peat Marwick Goerdeler LLP, Baltimore, since 2003.
Member Accountants and Lawyers Group, Combined Jewish Philanthropies, Boston.
Married Patricia Lee Hale, August 7, 1977. Children: Benjamin David, Matthew Aaron.