Bachelor of Science, University Nebraska, 1957. Juris Doctor, University Nebraska, 1962.
Associate Wilson & Barlow (attorneys), Lincoln, Nebraska, 1962-1964. Partner Wilson, Barlow & Neff, 1964-1967. Director insurance State of Nebraska, 1967-1971.
General counsel, secretary Great American Insurance Company, Los Angeles, 1971-1973. Vice president H.F. Ahmanson & Company, 1973-1974. President Stuyvesant Life Insurance Company, Allentown, Pennsylvania, 1974, Trans-Oceanic Life Insurance Company, Puerto Rico, 1974-1975.
Vice president S & H Insurance Companies, 1975-1980. Senior vice president firm Bayly, Martin & Fay, Inc., 1975-1980. President Coldwell Banker Insurance Services, Inc., Newport Beach, California, 1980-1983, Benjamin C. Neff Professional Corporation, 1984-1989, Smith Sternau Organization, Inc., Washington, since 1989.
With United States Air Force, 1957-1959. Member National Association Insurance Commissioners (chairman executive committee 1970), Delta Tau Delta, Phi Delta Phi.
Married Marsha; children: Kelly Anne, Jennifer Leigh.