Bachelor, Texas Christian University, 1978. Master of Business Administration, Texas Christian University, 1980. Doctor of Philosophy in Economics, University Hamburg, Federal Republican Germany, 1983.
Administrative assistant, Morgan Guaranty Trust of New York, Paris, 1975-1977; trainee, Deutsche Bank, Dusseldorf, Federal Republican Germany, 1984; from assistant to management to assistant treasurer, Lampebank, Dusseldorf, since 1985.
Member German-French Association.
Married Richard Frederick Janssen III, September 26, 1986.