Bachelor, St. Johns University, New York City, 1974. Master of Business Administration, St. Johns University, New York City, 1976. Doctor of Philosophy, Boston College, 1982.
Assistant professor business University Montana, Great Falls, 1981-1984. Assistant professor economics and finance University Baltimore, 1984-1990. Associate professor, 1990-1992.
Durell professor money, banking and finance Shenandoah University, Winchester, Virginia, since 1992. Bradley resident scholar Heritage Foundation, 1992.
(the study of economic choices based on the entire economy)
Member national committee Libertarian Party, 1987-1991.