Bachelor of Business Administration, Evangel, 1985.
Accountant, Computerland of Southern Illinois, Fairview Heights, 1985-1987; bank examiner, Federal Reserve Bank St. Louis, 1987-1991; auditor, Federal Reserve Bank St. Louis, 1991-1993; finance analyst, Federal Reserve Bank St. Louis, 1993-1995. Independent skin care consultant Mary Kay Cosmetics, Dallas, since 1991. Aerobics instructor various health clubs, Fairview Heights, 1982-1994.
Married Robert Charles Appel Junior, October 10, 1987.