Career
Described as "dominant in the air in any position", he scored frequently with his head In his second season as a player, he joined Brentford winning the London Senior Cup. He played for Thames Ironworks during the 1898-1899 season, the club"s only season in the Southern League Division Two.
This season the management committee for the club agreed to accept professionalism within the club believing professional players would attract a larger crowd and greater revenue.
Lloyd was such a player joining 18 new players for the season, the majority of whom were professionals, signed against the anti-professionalism stance of the club"s benefactor, Arnold Hills who was preoccupied in dealing with the aftermath of the HMS Albion launching disaster. Lloyd began in defence but soon moved forward to play in attack.
A prolific goal-scorer, he scored 14 goals in 13 appearances in the Southern Football League and league deciding matches and six goals in 11 appearances in the Thames and Medway Combination league. He ended the 1898-1899 season as top scorer for Thames Ironworks, but moved on before they played in the enlarged division.
He joined Fulham in 1899 and in two seasons scored 24 goals in 43 matches.
He was their top scorer for the 1899–1900 season. Following the outbreak of the Boer War, Lloyd returned to the army in 1900 and saw active service in South Africa. He returned to Fulham for the 1902-1903 season moving back into defence.
The following season Fulham filled their side with fully professional players.
In August 1904 he signed for amateur club, Willesden Town.