Student, Punjab University, Chandighar, 1964.
Teacher art Government School, Punjab, 1963-1964. With Immigration Department Government of India, 1965-1971. Founder, managing director Crownsway Insurance Brokers Ltd., Birmingham, England, since 1971.
President Asian Welfare Association, Birmingham, since 1970. Chairman Conservative Party, Birmingham, 1978-1981. Fellow Association Cost and Executive Accountants.
Member Institute Public Loss Assessors.
Married Saroj Kumari Duggal, October 21, 1970. 4 children.