AB, Dartmouth College, Hanover, New Hampshire, 1977. Master of Business Administration, Columbia University, nyc, 1981.
Analyst New York State Department Social Services, New York City, 1977-1979. Associate Smith, Barney, Harris, Upham, 1981-1982, Lehman Brothers Kuhn Loeb, New York City, 1982-1983, vice president, 1983-1984, Donaldson, Lufkin & Jenrette, New York City, 1984-1986, senior vice president, manager short-term banking, 1987-1988, senior vice president, manager education finance group, 1987-1988. Founding partner Mont Rose Beal & Company, 1988—1990, president, 1990—1993.
Executive vice president, head capital markets Muriel Siebert & Company, 1993—1995. Senior vice president public finance Smith Mitchell Investment Group Inc., 1996—1999. Assistant secretary for public authorities State of New York, 1999.
Vice president governmental & regulatory affairs KeySpan Energy, New York City, 2000—2002. Chief Financial Officer Long Island Power Authority, 2001—2002. Deputy secretary for state authorities State of New York, 2002—2003, deputy secretary for finance & housing, 2003, superintendent banks, 2003—2007.
Managing director Wolfensohn & Company LLC, New York City, since 2007. Board directors Fannie Mae (Federal National Mortgage Association), since 2008, Citigroup Inc., since 2009, Allianz Global Investors Fund Mgmt, LLC, Brookfield Properties, LLC, Sotheby's Holdings, Inc.
Board directors Young Men’s Christian Association Greater New York City, Hudson River Park Trust, The After School Corporation, New York City Transit Museum, Brooklyn Academy Music. Board trustees Dartmouth University, since 2008.