Bachelor of Science in Economics, University Cincinnati, 1975. Master of Business Administration, Xavier University, 1982.
Branch manager Economy Savings & Loan Company, Cincinnati, 1962—1967. Assistant vice president Eagle Savings Association, 1967—1975. President Centennial Savings & Loan Company, since 1975.
Lecturer University Cincinnati, 1976—1986, Better Housing League, Cincinnati, 1976—1986. Instructor Institute of Finance Education Treasurer Community Housing Resource Board, 1983—1986. Liaison 1st Ohio District Congressman Thomas Luken, since 1978, 2d District Ohio Congressman Willis Gradison, Ohio Republican Terry Tranter, since 1986.
Underwriter City Cincinnati Department Housing. Board directors Cincinnati Rehabilitation Finance Corporation, 1978—1984, Federal Home Loan Bank Cincinnati.
Member of Savings Association's League (advisory trustee, political action committee Ohio chapter), Cincinnati Board Realtors (legislation committee 1981-1984, realtor/lender committee since 1986), Ohio Savings and Loan League (legislation committee since 1980, trustee since 1985), Savings and Loan League Southwestern Ohio (president, board directors 1980, trustee 1985-1988, spokesperson 1985-1987), United States League Savings Institutes (legislation committee).
Married Mary Elizabeth McClatchey, November 3, 1979. Children: Scott Anthony, Jason Alan.