Bachelor of Arts in English, University Notre Dame, 1967. Juris Doctor, DePaul University, 1970.
Various claims positions, Travelers Insurance Company, Munster, Indiana, 1967-1971; managing trial attorney, Travelers Insurance Company, San Francisco, 1971-1976; director, managing trial attorney, CNA, Chicago, 1976-1981; vice president, claims counsel, Crum & Forster, Basking Ridge, New Jersey, 1981-1986; senior vice president claims, United Services Automobile Association, San Antonio, since 1986.
Board governors National Automobile Theft Bureau, 1981-1982, Insurance Crime Prevention Institute, 1989-1992. Vice chairman board directors National Insurance Crime Bureau, 1993-1994, chairman 94-95. Sergeant United States Army, 1962-1966, Europe.
Member California Bar Association, Illinois Bar Association, Texas Bar Association, Washington Bar Association, Arbitration Forums Inc. (board directors since 1991), Federation Insurance and Corporation Counsel, Chartered Property and Casualty Underwriter, Certified Auto Parts Association (board directors 1988-1991), International Association Defense Counsel (chairman insurance executive committee 1990-1992, insurance vice president 1992-1994, chairman special committee ADR 1992, president national pre-suit mediation program since 1996), National Association Indiana Insurers (chairman claims committee 1991-1993), Defense Research Institute, Lawyers for Civil Justice.
Married Joan M. Trovani, September 2, 1965. Children: Michael Leo, Melissa Jean.