Student, University Georgia Banking School, 1968.
With Farmers Bank, Union Point, Georgia, since 1956, assistant vice president Greensboro branch, since 1980. Secretary to superintendent Greene County Board Education, 1976—1977.
Member of Georgia Bankers Association (women's committee, treasurer ladies auxiliary 1975-1978), Bank Administration Institute (chapter treasurer 1962), National Association Bank Women (charter, chairman North-East Georgia group 1970-1971), Greene County Country Club.
Married Rexford G. Ruark, October 23, 1944. Children: Elaine, Stanley, Karen.