Background
Ramiscal, Elmer Febenito was born on September 9, 1942 in Ilocos Norte, Philippines. Son of Bernardino Alonzo and Florentina (Febenito) Ramiscal. came to the United States, 1961.
Ramiscal, Elmer Febenito was born on September 9, 1942 in Ilocos Norte, Philippines. Son of Bernardino Alonzo and Florentina (Febenito) Ramiscal. came to the United States, 1961.
Student, Northwestern College, Laoag, Ilocos Norte, 1961. Bachelor of Science in Management, Golden Gate University, 1982. Postgraduate, Old Dominion University, Norfolk, Virginia, 1984.
Enlisted, United States Navy, 1961; advanced through grades to senior chief petty officer, United States Navy retired, United States Navy, 1983; educational sales representative, LaSalle Extension U., Norfolk, Virginia, 1972-1973; owner, operator, Royal Products, Norfolk, 1973-1977; real estate agent, St. George Real Estate, Norfolk, 1977-1979; representative, Waddell & Reed, Inc., Virginia Beach, Virginia, 1983-1988; registered representative, finance planner, Waddell & Reed, Inc., since 1983. Instructor College Finance Planning, Virginia Beach, since 1987.
President United Ilocano Association of Tidewater, Virginia Beach, 1978-1979. Board directors Council of United Filipino Organizations, Virginia Beach, 1988. Auditor Filipino-American Vets, 1988.
Treasurer Filipino Businessmen of Hampton Rds., 1988. Member Institute Certified Finance Planners, International Association Finance Planners, Hampton Roads Society Certified Finance Planners (board directors 1990-1993), Civitan Club Virginia Beach (president-elect).
Married Erlinda Oana, October 7, 1968. Children: Ermin Ross, Eileen Michelle.