Bachelor, Washington University, St. Louis, 1969. Doctor of Philosophy, Brown University, 1975. Master of Business Administration, Claremont Graduate School, 1984.
Master of Business Administration, Chartered Property and Casualty Underwriter.
Assistant professor Occidental College, Los Angeles, 1974—1976. Services manager CNA Financial Corporation Insurance Company, 1976—1977. Education manager Wausau Insurance Company, Wisconsin, 1977—1981.
Director insurance marketing Transamerica, Los Angeles, 1981—1986. Vice president Huggins Finance Services, Philadelphia, from 1986. Instructor Insurance Educational Association, Newport Beach, California, 1977—1986.
Married Barbara Ann Crannage, May 31, 1971. Children: Evan William, Katherine Annual.