Bachelor in Mathematics, University Delaware, 1969.
Teacher, Fairfield (Connecticut) College Preparatory School, 1968-1969;
actuarial trainee, Massachusetts Mutual, Springfield, 1969-1971;
actuarial assistant, Bankers Life and Casualty Company, Chicago, 1971-1975;
vice president, chief actuary, Anchor National Life Insurance Company, Phoenix, 1975-1982;
vice president, chief actuary, Variable Annuity Life Insurance Company, Houston, 1982-1993;
vice president, chief actuary, Indianapolis Life Insurance Company, since 1993. Member standing technical advising committee national Association Insurance Commissioners, Kansas City, Missoury, since 1982. Member of advisory board Actuarial Digest, Atlanta, 1984-1986.
Board directors Washington, District of Columbia Life and Health Guaranty Association.
Fellow Society Actuaries (chairman product development section 1982-1983, investment section 1987-1988), Life Office Management Association. Member American Academy Actuaries, Society Chartered Life Underwriter.
Married Nancy Jo Gagliano, November 22, 1975. Children: Haley Ann, Ashley Elizabeth, Ryan Robert.