Master of Business Administration, Washington University, 1958. Doctor of Philosophy, Columbia University, 1963.
Commissioner banks and trust companies State of Illinois, Springfield, 1971-1974. President, Chief Executive Officer, Federal Home Loan Bank, Chicago, 1974-1980, Mortgage Asset Management Associates, Sausalito, California, 1981-1985. Chairman, Chief Executive Officer, PMI Mortgage Insurance Group, San Francisco, 1980-1981, San Jacinto Savings Bank, Houston, 1985-1989.
Professor finance San Francisco State University, 1982-1985. Chair banking, professor finance Eastern Tennessee State University, Johnson City, 1989—1999. Consultant United States Agency for International Development, numerous others, Washington, since 1990.
Member Finance Management Association, Society Finance Examiners (certified), Midwest Finance Association (vice president, board directors 1980-1982).
Married Anita Marie Brown, August 28, 1958 (divorced). Children: H. Robert III, Gregory Brent, Suzanne Louise, Edith Simms. Married Nancy Owens Bartell, September 28, 1988.