Bachelor of Science in Economics, University of Pennsylvania, l966; Juris Doctor, Stanford University, l97l.
Associate Chickering & Gregory, San Francisco, 1971-1976. Senior counsel Itel Corporation, 1976-1979. Vice president, general counsel, board directors Clarendon Insurance Company (Bermuda) Ltd., New York City, 1979-1981.
President Clarendon Group Services Inc., 1981-1985. Executive vice president, board directors Clarendon Insurance Group, 1985-1988. Founder, president, chief underwriting officer R.V.I. Guaranty Limited company, Hamilton, Bermuda, 1989—2007.
Founder, president R.V.I. American Insurance Company, Stamford, Connecticut, since 1994. Principal Chickering Cox & Fisher LLC, since 2007. Speaker in field.
Co-author, acting campaign chairman San Francisco Proposition C (Open Space), l974. Campaign secretary Proposition J (Open Space and Park Renovation), l974. Member San Francisco Open Space Citizens Advisory Commission, l976-78.
Deacon Stanwich Congregational Church. Leader, administrator Alpha Course on Basic Christianity. Lieutenant (junior grade) United States Naval Reserve, l966-68, Vietnam.
Member State Bar California, Order of St. John, Jamestown Society, Society Colonial Wars, Society Mayflower Descendants, Military Order Foreign Wars, Order Founders and Patriots, Racquet and Tennis Club, New York Yacht Club, Belle Haven Club (commodore 1996).
Married Elizabeth Douglas Dalton, June 29, l968. Children: Philip Dalton, Caroline Howe.