Bachelor, Wake Forest University, 1971. Juris Doctor, Wake Forest University, 1978. Master of Science in Education, University Southern California, 1975.
Claims attorney Integon Insurance Company, Winston-Salem, North Carolina, 1979-1980, field claims manager, assistant vice president, 1980-1985. Mid-Atlantic regional claims manager Amerisure Insurance Company, Charlotte, 1985-1990. Vice president, claims manager Sedgwick James of the Carolinas, Columbia, South Carolina, 1990-1992.
Private practice claims consultant and lawyer, 1992-1994. Litigation manager Seibels Bruce Insurance Company, South Carolina, 1994-1998. Director special claims Burlington (North Carolina) Insurance Company, since 1998.
Delaware North Carolina Democratic Convention, Raleigh, 1976, South Carolina Democratic Convention, Columbia, 1996. 1st lieutenant United States Army, 1971-1975, captain North Carolina Army National Guard, 1975-1987, lieutenant colonel judge advisory United States Army Reserve, 1987-1997. Member American Bar Association, North Carolina Bar Association, South Carolina Bar Association.
Married Patricia Fay Faltermann, December 27, 1970. Children: Jennifer Renee, James Ray Junior.