Bachelor of Science in Accounting, West Virginia University, 1989. Master in Professional Accountancy, West Virginia University, 1992.
Internal auditor Potters Savings & Loan, East Liverpool, 1990—1991. Branch manager One Valley Bank, Morgantown, West Virginia, 1992—1999. Retail manager Centra Bank, Inc., 1999—2001, vice president, since 2001.
Teacher West Virginia Career College, Morgantown, 1994—1996, Fairmont State College, Morgantown, 1996—1998.
Board directors Parliamentary Assembly of the Council of Europe Technology, Morgantown. Committee member Main St. Morgantown, 2000—2001. Treasurer Evangelical Methodist Church, Morgantown, 1999—2000.
Married John Aaron Ryan, June 6, 1998.