Background
Garza Sepúlveda, Javier was born on December 3, 1926 in Federal District, Mexico. Son of Issac Garza Sada, leading Monterrey industrialist, and Aurora Sepúlveda daughter of José Calderón, cofounder of the Cervecería Cuauhtémoc. Brother Lorenzo owns 2 percent of the stock in the VISA and ALFA Groups.