Background
Spencer, Joe Richard was born on September 29, 1952 in Gaffney, South Carolina, United States. Son of Joe Dean and Alice Joyce (Kimsey) Spencer.
Spencer, Joe Richard was born on September 29, 1952 in Gaffney, South Carolina, United States. Son of Joe Dean and Alice Joyce (Kimsey) Spencer.
Bachelor, University of Southern California, 1974; Graduate Degree Banking, School Banking of the South, Baton Rouge, Louisiana, 1987; Master of Business Administration, University of Southern California, 1986.
Commercial banking officer, C&S National Bank South Carolina., Columbia/Hilton Head Isl., South Carolina., 1977-1982; vice president credit administration, lst Citizen Bank & Trust Company South Carolina., Columbia, 1982-1987; vice president, senior commercial loan officer Columbia region, South Carolina. Federal Savings Bank, since 1987.
Volunteer American Cancer Society, Special Olympics, United Way. Member Robert Morris Associations, Greater Columbia Chamber of Commerce of C., Mensa, Phi Beta Kappa, Phi Eta Sigma.
Married Janet Rhea Schilling, March 10, 1984. Children: Andrea Renée, Alice Kimsey.