Bachelor of Commerce, R.A.U., South Africa, 1975; D.Com., R.A.U., South Africa, 1983; Bachelor of Commerce(honours), University of South Africa, South Africa, 1977; M.Com., University of South Africa, South Africa, 1980.
Private secretary to cabinet minister, Ministry of Development, Pretoria, South Africa, 1976-1980; bank manager, Santambank, Johannesburg, South Africa, 1981-1982; assistant general manager, Hill Samuel Merchant Bank, Johannesburg, South Africa, 1982-1985; assoc director, Hill Samuel & Company Ltd., London, 1986-1988; head finance engineering, Daiwa Europe Bank plc, London, 1988-1993; managing director, Natwest Capital Markets, London, 1993-1997; head global capital markets, African National Congress Banking Group, since 1997.
Captain South African Army, 1978-1985. Member Economics Society (chairman 1975), Rotary (chairman 1978), Tabard RFU, Lambs Squash Club.
Married Teresa Klopper, December 18, 1976 (divorced 1987). Married Nicola Karen Bould, October 28, 1988. Children: James Christian, William Bradley, Natasha Jani.