Bachelor of Science, Dayanand Anglo-Vedic College, Amritsar, India, 1960. Master of Science, Institution of Chemists, Calcutta, India, 1966. Degree, Alliance Francaise, Tanzania, 1979.
Doctor of Philosophy in Analytical Chemistry, World Development Parliament, New Delhi, 1991. Diploma in Gemmology, Gemmological Association Great Britain, 1992. Graduate in Environmental Management, Environmental Management Program, 1994.
Doctor of Science, World Development Parliament, 1991.
Research assistant, Irrigation and Power Research Institute, Amritsar, 1961-1964;
technical assistant, Oil and Natural Gas Commission, Dehradun, India, 1964-1967;
assistant chemist, Oil and Natural Gas Commission, Dehradun, India, 1968-1974;
research officer, Geological Survey, Dodoma, Tanzania, 1974-1979;
chemist, Geological Survey, Lusaka, Zambia, 1979-1981;
senior chemist, Geological Survey, Lusaka, Zambia, 1982-1993;
director, Professional Envirowaste Management Ltd., Lusaka, Zambia, since 1993. Director Professional Envirowaste Management Ltd., since 1993, Gemstone Marketing and Consultancy Ltd., Lusaka, since 1992. President national coordinating committee World Development Parliament, Zambia, since 1992.
World ambassador to spiritual United Nations, New Delhi, since 1992.
Founder, president Environmental Action Forum of Zambia, Lusaka, 1995. Fellow Gemmological Association Gr. Britain; member Environmental Assessment Association, Association Geoscientists for International Development Zambia.
Married Ram Lubhai, January 22, 1969. Children: Rajnish, Rashmi.