Bachelor of Science in Chemical Engineering, City College of New York, 1969. Master of Business Administration in Management, Xavier University, 1973.
Engineer Proctor & Gamble, Cincinnati, 1969-1973. Production analyst Citicorp., New York City, 1973-1976, business manager Italy, 1976-1982, regional business manager England, 1982-1985. Executive vice president consumer markets Bank American, San Francisco, 1985-1987.
President, chief operating officer, vice chairman Norwest Corporation, Minneapolis, 1987—1998. Vice chairman, chief operating officer Wells Fargo & Company, 1998—2002.
Married Sheri Jean Wolfson, August 7, 1969. 1 child, Kimberly.