Master of Laws, Catholic University Louvain (Belgium), 1978. Specialty in bank law, Catholic University Louvain (Belgium), 1979. Postgraduate, European Institute Business Administration, Fontainebleau, France, 1985.
Private practice, Luxembourg, 1979-1980. Legal adviser Banque General Luxembourg, 1980-1983, vice president, 1983-1986, 1st vice president, 1986-1989, senior vice president, assistant general manager, since 1989.
Member Banking Association Luxembourg (legal commission l983-86), Association Bank Legal Advisers in Luxembourg (board directors l982—), Association for European Bank and Finance Law.
Married Michele Courtois, September 29, l979. Children: Brice, Catherine.