Bachelor of Science, Boston State College, 1977. Master of Business Administration, Suffolk University, 1987.
History teacher Melrose (Massachusetts) School System, 1978-1980. Tax administrator Wakefield (Massachusetts) Savings Bank, 1980-1984. Mortgage servicing manager 1st Eastern Mortgage Corporation, Lowell, Massachusetts, 1984-1986, vice president, since 1986.
Vice president First Federal Savings Bank of Boston, since 1989.
Member Massachusetts Mortgage Bankers Association, Young Massachusetts Mortgage Bankers Association, Suffolk University Alumni Association.
Married Daniel J. Riccio, March 6, 1961. Children: Brian, Daniel Junior, Kristine, Melissa.