Background
Cruz, Maria Margarida Fernandes was born on April 6, 1960 in Cernache Bonhardim, Serta, Portugal. Daughter of Jeronimo and Maria Ludovina (Silva Fernandez) Cruz.
insurance company administrator
Cruz, Maria Margarida Fernandes was born on April 6, 1960 in Cernache Bonhardim, Serta, Portugal. Daughter of Jeronimo and Maria Ludovina (Silva Fernandez) Cruz.
Degree in Law, University Lisbon, 1983. Postgraduate, University Catolica, Lisbon, 1990. Master of Business Administration in International Business, University Catolica, Lisbon, 1993.
Assistant general manager Royal Insurance, Lisbon, 1983-1987, manager personnel and legal, 1986-1987, manager personnel and administration, 1987-1989, manager finance/personnel, 1989-1990, deputy general manager, 1990-1997, Royal & Sun Alliance, Lisbon, since 1997. Lawyer in private practice, Lisbon, 1983-1987.
Member Association Master of Business Administration (board directors 1993-1995).