Bachelor in Liberal Studies, Mary Washington College, 1979. Master in Liberal Arts, Mary Washington College, 1989.
Psychiatric nurse Mount Sinai Hospital, Cleveland, 1967—1969. Obstetrics-gynecology nurse, patient advocate Pratt Medical Center, Fredericksburg, Virginia, 1969—1974. Private practice as consultant Coping Unlimited, since 1982.
Adjunct faculty Germanna Community College, University Virginia Extension, Mary Washington College.
Past president, board directors Mental Health Association, Fredericksburg, 1976—1983. Volunteer field mental health, 1979. Fellow: American Stress Institute.
Member: National Association of Female Executives, Fredericksburg Chamber of Commerce, American Society Training Development.
Married T. Stacy Lloyd Junior, August 23, 1974. Children: William, Holly.