Bachelor of Science with honors, University Aston, Birmingham, England, 1977.
Articled clerk, Coopers & Lybrand, Birmingham, 1978 - 1982;
Director, Lazard Brothers & Co. Limited, London, 1982 - 1995;
Managing Director, U.B.S. Securities, New York City, 1995 - 1998;
Managing Director, Schroders, New York City, 1998 - 1999;
Managing Director, Citigroup Global Markets, 1999 - 2002
Fellow Institute Chartered Accountants in England and Wales. Member Securities Institute, Racquet & Tennis Club, Piping Rock Club, Ballycastle Golf Club.
Married Lesley Ann Duff, June 12, 1982. Children: Hugo A.C., Olivia C.L.