Chartered Financial Consultant, National Association Life Underwriters, 1993. Student, Thiel College, Greenville, Pennsylvania, 1976. Student, Pennsylvania State University, Behrend Campus, 1977.
Owner, Cernuto Insurance Agency, Port St. Lucie, Florida, since 1991;
partner, Home Team Inspection Svc., Port St. Lucie, Florida, since 1994;
councilwoman, City of Port St. Lucie, since 1994. President Jamac & Sons, Inc. Fellow Life Underwriter's Training Council, since 1992.
Founder/advisor Economics Growth Team, Port St. Lucie, since 1994. Board dirs.Tourist Development Council, St. Lucie County, since 1994, Metropolitan Planning Organisation, Fort Pierce, Florida, since 1994.
Council liaison St. Lucie County School Board. Advisor Civic Liaison, Port St. Lucie, since 1993. Member Port St. Lucie Republican Club, since 1993.
Elected city councilwoman, Port St. Lucie, since 1994. President Lincoln Park Academy Band Parents Association, Fort Pierce, 1996-1997. Advisor-trainer St. Elizabeth Ann Seton Catholic Church, since 1992.
Member National Association Security Dealers.
Married Joseph Ralph Cernuto III, December 17, 1979. Children: Joseph R., Patrick A., Matthew Daughter of.