Student, University Maryland, 1977. Student, Southwestern Graduate School Bank.
Branch manager Peoples National Bank of Maryland, Suitland, 1972-1977. With Post Oak Bank, Houston, 1977-1982, assistant vice president operations management, 1980-1982. Vice president loan operations First City National Bank, 1982-1989.
Senior vice president First Interstate Bank Texas, 1989-1996. Manager market development and public relations Bank One, Houston, since 1996.
Board directors, life member Big Sisters-Big Brothers of Houston. Mediator Neighborhood Justice Center, 1981. Member Christ Church Catholic.
Board directors Central Houston, United Cerebral Palsy. President board directors Houston Women's Business Council.
Married Charles Merrill Gibbs, 1987. Children: Meryl Elisabeth, Jason Henry, Connor Randall.