Background
Caddy, Michael Douglas was born on March 23, 1938 in Long Beach, California, United States. Son of Frank Edward and Tabitha (Miles) Caddy.
( For many years the American insurance industry, sometim...)
For many years the American insurance industry, sometimes dubbed the nation’s invisible banker,” has enjoyed virtual freedom from federal antitrust regulation and protection from competition with banks and savings and loan associations. State regulation has often proved meaningless. Now, however, as the valuable study makes clear, the complacencies of the past are quickly vanishing, to be replaced by a growing consumer demand for accountability. Such issues as bank deregulation and unisex insurance have forced insurance companies to rethink many of their traditional approaches in order to satisfy consumers and to survive in a harsh economy. In nontechnical language, Douglas Caddy offers an analysis of the major legislative and regulatory trends affecting the insurance industry. Government regulation, he points out, has steadily increased in many American industries, leading to claims that such agencies as the ICC, the CAB, and OSHA have seriously impaired competition and have penalized the consumer. In the end, according to this view, the watchdogs have merely served the groups they were designed to regulate. The growing challenge to government controls has deeply affected the insurance industry and promises to mold state and federal legislation concerning regulation. Issues already pending include changes in the tax code and reforms in rate regulation. Other reformers, as Caddy describes, urge insurance companies to provide consumers with simple disclosure statements detailing the contents of each policy. This book, aimed at insurance executives, lobbyists, and lawyers, but also of interest to concerned laymen, is an excellent introduction to the perplexities facing once of America’s most powerful industries. It is sure to be a timely and comprehensive look at insurance in an era of consumerism.
http://www.amazon.com/gp/product/0890962227/?tag=2022091-20
Caddy, Michael Douglas was born on March 23, 1938 in Long Beach, California, United States. Son of Frank Edward and Tabitha (Miles) Caddy.
Bachelor of Science in Foreign Svc., Georgetown University, 1960. Juris Doctor, New York University, 1966.Bar: District of Columbia 1970, Texas 1979. Practice in Washington and Texas.
Executive director Committee on Public Affairs, McGraw-Edison Company.
New York City, 1960-1961. Assistant to lieutenant governor New York, 1962-1965.
Assistant to executive vice president National Association of Manufacturers, New York City, 1966-1967. Washington liaison General Foods Corporation, 1968-1970.
Associate Gall, Lane, Powell & Kilcullen, 1970-1974.
Legislation counsel National Association Realtors, Washington, 1975-1976. Attorney Office Texas Secretary of State, 1980-1981.
Practiced in, Washington and, Texas. Executive director committee on public affairs McGraw-Edison Company, New York City, 1960-1961. Assistant to lieutenant governor State of New York, 1962-1965.
Assistant to executive vice president National Association of Manufacturers, New York City, 1966-1967. Washington liaison General Foods Corporation, 1968-1970. Associate Gall, Lane, Powell & Kilcullen, 1970-1974.
Legislation counsel National Association Realtors, Washington, 1975-1976. Attorney Office Texas Secretary of State, Austin, 1980-1981.
( For many years the American insurance industry, sometim...)
(412 pages - "A very serious study on the tremendous amoun...)
(Book by Caddy, Douglas)
(book)
Member Republican County Committee, New York City, 1965-1966. National director Young Americans for Freedom, 1960-1962. Member of Federal Bar Association, American Civil Liberties Union, American Bar Association, Association of Trial Lawyers of America, National Lesbian and Gay Law Association, National Trust History Preservation, People for American Way, Supreme Court History Society, National Council Crime and Delinquency, International Platform Association, American Academy Political and Social Science, American Economic Association, Association Former Intelligence Officers, American Judicature Society, Stonewall Lawyers Association Houston, Houston Bar Association, Tikkun Community.