Bachelor in Commerce, Cairo University, 1976. Master of Science in Accounting, South Carolina University, 1982. Doctor of Philosophy in Accounting and International Business, South Carolina University, 1985.
Senior expert TEAM International, Egypt, 1978-1991. Professor Suez Canal University, Egypt, 1985-1991. President Arab Academy for Banking and Finance Sciences, Amman, Jordan, since 1991.
Member committee Fulbright Foundation, Egypt, 1989. Board directors Arab Association for Training, Egypt, 1988. Member Association for Supervision and Curriculum Development, American Auditors Association, National American Auditors Association, American Bankers Association, Bank Marketing Association, Chartered Institute Bankers, International Foundation for Computer-based Education in Banking and Finance, Egyptian Auditors Association, International Securities Market Association, International Rotary Club, Al-Jezirah Sport Club, Egypt National Club, Royal Automobile Club Jordan.
Married Maira A. Beheri. Children: Ahmed, Karim.