Bachelor of Science in Economics, Management, University Tunis, 1985. Master of Science in Development Economics, Oklahoma State University, 1988. Doctor of Philosophy in Finance, Laval University, Quebec, Canada, 2000.
Assistant professor Higher Education Commission, Montreal, Canada, 1998—2004, associate professor, finance, since 2004, American University Sharjah, Sch Business & Management, United Arab Emirates, since 2007. Director, finance STAREP, Tunisia.
Married Haddas M. Souhal, July 24, 1991. Children: Farah, Ines, Zyad, Kamel.