Graduated from the high school, Bogota, New Jersey.
Credit manager, E.J. Korvete, S.I., New York, 1964-1966; installment loan officer, E.J. Korvete (purchased by NAC Credit Corporation), Newark, 1966-1968; authorization manager, NAC Credit Corporation, Baltimore, 1968-1970; operations manager, NAC Credit Corporation, Baltimore, 1970-1973; credit cycle manager, CHoice, Towson, Maryland., 1973-1978; collection manager, Choice, Towson, 1978-1981; process manager, Citicorp MidAtlantic, Towson, 1981-1984; regional credit manager, Citicorp MidAtlantic, McLean, Virginia, 1984-1987; senior credit manager, vice president, Citicorp Mortgage Inc., Woodcliff Lake, New Jersey, 1987-1990; vice president consumer credit collections, Chase, Rochester, New York, 1991-1995; vice president division executive unsecured leasing origination group, The Chase Manhattan Bank, Rochester, New York, since 1996.
With United States Navy, 1962-1964, United States Naval Reserve, 1964-1967. Member International Consumer Credit Association, Mortgage Bankers Association, Baltimore Consumer Credit Association (board directors 1983-1986, vice president 1984, president 1985, Executive of Year 1985), Society Certified Consumer Credit Executives (certified), Maryland Junior Chamber of Commerce (major Maryland Militia 1976, state director 1977), Junior Chamber of Commerce International (senator 1977).
Married Katherine Ann Huegel Wood, June 19, 1941. Children: Douglas, Jennifer, Nicole.