Bachelor in Education, University Northern Colorado, 1976.
Teacher, Douglas (Arizona) School District, 1976-1980; insurance agent, Bankers Life & Casualty, Colorado Springs, since 1983. Member long-term care advisory panel Colorado Division of Insurance, Denver, since 1995.
Secretary, board directors Senior Resource Council, Colorado Springs, 1996-1997, health care issues chairman, since 1995. Member Colorado Springs Association Life Underwriters (governmental affairs chairman 1994-1997, professional development chairman since 1997, board directors, secretary-treasurer 1997-1998, vice president 1999-1900), American Society CLUs and Chartered Financial Consultant, United States Figure Skating Association.