Bachelor of Science, University Illinois, 1964. Master of Business Administration, Baruch College, 1971. Certified Public Accountant, New York, Illinois.
Senior manager Price Waterhouse Company, New York City, 1964-1975. With Morgan Guaranty Trust Company, 1975-1998, auditor, 1982-1994, senior vice president, 1982-1994, managing director, 1994-1998. Member New York City Audit Committee, Finance Executive Institute.
Member of the American Institute of Certified Public Accountants, Institute Management Accountants, Finance Executives Institute, New York State Society of Certified Public Accountants, Illinois State Society of Certified Public Accountants.
Married Robert John Flugger, July 11, 1970.