Bachelor of Science, University Bombay, 1976. Master of Business Administration, University Bombay, 1986. Doctor of Philosophy, State University of New York, Buffalo, 1994.
Manager State Bank of India, Bombay, 1977-1988. Instructor, research assistant State University of New York, Buffalo, 1988-1993. Assistant professor management University Miami, Coral Gables, Florida, since 1993.
President Junior Chamber of Commerce, Bombay, 1987-1988, national theme director, 1982. Member Academy of Management, Eastern Academy of Management.