Associate of Arts, Center Florida Community College, 1976. Student, Florida State University, 1977.
With operations management department, Barnett Bank, Ocala, Florida, 1978-1980; operations officer, First Marion Bank, Ocala, 1980-1982; underwriter, Mutual of New York, Ocala, since 1982. Board directors Florida National Bank, Ocala.
Arbitrator Juvenile Alternative Superior vena cava syndrome Program, Ocala, 1987-1988. Member National Estate Planning Council, National Association Life Underwriters, MillonDollar Round Table (provisional), Exch. Club (Ocala, president 1983-1984), Kiwanis.
Married Sandra Jean Ruelf, June 28, 1980. Children: Michael Ryan, Cameron Clark.