Bachelor, American University, Beirut, 1956. Master of Arts, American University, Beirut, 1958.
Resident vice president, Middle East and North Africa Regional Office Citibank, Athens, Greece, 1969—1979. Managing director Metropolitan Bank, Beirut, 1979-1981. Assistant general manager Byblos Bank, 1981-1986.
Vice chairman, general manager Adcom Bank, 1987-1988. Chairman, general manager Banque du Credit Populaire, 1989-1991. Vice chairman, general manager Al-Moughtareb Bank, 1992-1998.
Board directors Caritas Liban, Beirut, 1990-1992. Board directors, advisor Bank of Kuwait and the Arab World SAL, Beirut, 1990-1992. Advisor to chairman Lebanese Canada Bank, Beirut, 2002-2003.
Executive committee member Supreme Greek Catholic Council, Beirut, 1986-2002. Vice president Caritas, Lebanon, 2003-2007.
Married Hoda Rafik Nassif, April 26, 1969. Children: Jihad, Amani, Rim.