Associate of Arts, Hagerstown Junior College, 1968. Bachelor of Science in Business Administration, American University, 1970. Master of Business Administration, American University, 1973.
Manager bank-agent program First National Bank of Washington, 1973—1974. Manager, finance consultant United Resources. Owner A-1040 Finance Planning.
Member Potomac Chamber of Commerce, president, 1990. Member American Marketing Association, Association Master of Business Administration, National Association LIfe Underwriters (National Sales Achievement award 1987), International Personnel Management Association General Agents and Management Association, Chartered Life Underwriter Society, Life Underwriter Political Action Association, Wolf Trap Association, Washington Humane Society, Smithsonian Institution, Million Dollar Round Table.