Bachelor of Science in Business Administration, University North Carolina, 1961. Postgraduate, Rutgers University, 1968.
Vice president, North Carolina National Bank (now Bank of America), Charlotte, 1961-1981; president, treasurer, Resident Advisor Ragan & Company, Inc., Charlotte, since 1981. Director Carolina Mills, Inc., Maiden, North Carolina, since 1977.
Founder, president board governors The Gaston Society of Mecklenburg County, Charlotte, North Carolina, since 1999. Trustee, board visitors Darlington School, Rome, since 1981. Member board visitors Daniel Stowe Botanical Gardens, Belmont, North Carolina, since 2001.
President board trustees Gaston County Museum Art and History, Dallas, 1978—1981, 1997—1999. Member Charlotte City Club, DeBordieu Colony Country Club (Georgetown, South Carolina), Linville (North Carolina) Ridge Country Club.