Bachelor in Finance, Louisiana State University, 1964. Master, Louisiana State University, 1965. Graduate with distinction, Southern Methodist University, Dallas, 1973.
Vice president, Republic National Bank, Dallas, 1967-1973; president, Colonial Frost Bank, San Antonio, 1973-1983; president, Cullen Frost Bank, Dallas, 1983-1993; president, Frost National Bank, Austin, since 1993.
Board directors Austin-San Antonio Corridor Council, San Marcus, Texas, since 1993, Austin Symphony, since 1993, Episcopal Foundation Texas, Houston, since 1998. Board directors finance council Seton Hospital, Austin. Board directors Boy Scouts American, since 1993, president, 1996.
1st lieutenant United States Army, 1965-1967. Member Texas Association Business and C. of Chamber (board directors), Headliners Club (board directors since 1996).
Married Ann Peacock, February 7, 1970. Children: Robert T. Junior, William W.