Graduated from high school, Watertown, 1949.
Secretary to president Agricultural Insurance Company, Watertown, 1964-1973, corporation secretary, 1973-1975. Administrative manager Great American Insurance Company, 1975-1976. Senior vice president, secretary New York Casualty Insurance Company, 1976-1979, executive vice president, secretary, 1979-1984, president, chief executive officer, since 1985.
Board directors Marine Midland Northern Bank, since 1987, Phoenix General Insurance Company, Hartford, Connecticut. Advisory board member Insurance Information Institute, New York City. Elected founding board trustees State University of New York, Pottsdam College, 1988.
Past president American Cancer Society, Jefferson County, Watertown, past board directors, New York State Council. Past board directors Immaculate Heart Center School, Watertown, advisory board directors Mercy Hospital, Watertown.
Married Vincent Joseph Frattali. Children: Lisa Frattali Farrell, Steven.