Bachelor, Hunter College, 1961; Master of Arts, Yale University, 1963; postgraduate, Yale University, 1967-1968; graduate advanced management program, Harvard Business School, 1988.
Assistant professor, U. Alaska, Fairbanks, 1963-1965; assistant professor, U. Connecticut, Storrs, 1967-1968; instructor, Yale University, New Haven, 1968-1969; assistant vice president, Federal Reserve Bank, New York City, 1970-1979; vice-president, director global asset management, Chase Manhattan Bank, New York City, 1979-1981; executive vice president, Master in Public Health Commodities Corporation, New York City, 1982-1983; senior vice-president, director research, Federal Reserve Bank Atlanta, since 1984.
Active Committee on Future of the South, 1986, 92. Trustee Literacy Action, Inc. Board directors Atlanta Symphony Orchestra, also treasurer.
Member executive bd.Boy Scouts American. Member American Economics Association, Southern Economics Association, Southern Finance Association, Money Marketeers New York (Board of Governors 1979-1982), International Women's Forum, Rotary, Phi Beta Kappa.