Bachelor, Rice University, Houston, 1974. Master of Arts, Stanford University, California, 1978. Doctor of Philosophy, Stanford University, California, 1981.
Research assistant Stanford University, California, 1976—1979, instructor, 1979—1980. From economist to chief Federal Reserve Bank New York, New York City, 1980—1988. From research officer, economist to assistant vice president/discount officer Federal Reserve Bank Philadelphia, 1988—1997.
John A. Guthrie distinguished professor banking and finance services University Wyoming, Laramie, since 1997. Visiting scholar Stanford University, 2004. Chairman tenure and promotion committee, graduate council, 2000-2002, Master of Business Administration advisory committee, graduate admissions committee, 1999-2000, graduate program review committee, 2000-2002.
Violinist solo and with orchestras, California, New York, 1976-1988. Consultant assistant Rosse & Olszewski, Palo Alto, California, 1978-1980. Research associate Center for Applied Macroecon.
Analysis Australian National University, since 2008. Consultant in field.
Secretary board directors New York Arts Group, New York City, 1982—1983. Member program committee Southern Finance Association, 1996. Executive advisory council member department finance Temple University, 1996—1997.
Board advisors cultural programs series University Wyoming, since 1999. Member finance committee St. Matthew's Cathedral, Laramie, Wyoming, 1998—2004, member vestry, 1999—2002. Board directors artist selection committee Tri-County Concerts Association, since 1996.
Member American Association for the Advancement of Science, American Economic Association, American Mathematics Society, Mathematics Association American, North America Economics and Finance Association, Industrial Organization Society, New York Academy of Sciences, Finance Management Association (program committee 1991, 01, 03, 04, 05, 07, national awards committee 2000, 01), Southern Finance Association (program committee 1996), Delaware Valley Amateur Astronomers (observing chairman 1993, publicity chairman 1994-1996), Chamber Music American.
Married Margaret Jane Ahrens, Jun 20, 1987. 1 child, David Carsten.