Bachelor of Science, Rochester Institute of Technology, 1972. Master of Science, Rensselaer Polytechnic Institute, 1974.
Associate professor, senior planner, State University of New York, Albany, 1974-1978; vice president, Larry Schnall & Associations, Slingerlands, New York, 1978-1985; vice president, Lincoln Development, Raleigh, North Carolina, 1985-1990; director real estate, Bruegger's Bagel Bakery, Burlington, Vermont, 1990-1992; president, Stephen H. Kramer & Associations, South Burlington, Vermont, since 1992.
Member International Council Shopping Centers (state director), American Planning Association, Masons, Shriners.
Married Heidi Ann Sass, October 12, 1980. Children:Benjamin, Rebecca.