Bachelor of Science, State University of New York, Cortland, 1968; Master of Science, University of Illinois, Champaign-Urbana, 1973; Doctor of Philosophy, University of Illinois, 1978.
Teacher physical education, John H. Glenn High School, Elwood, New York, 1968-1971; substitute teacher, Chicago Public Schools, 1973-1974; instructor, Oakton Community College, Morton Grove, Illinois, 1974-1977; instructor, University of Illinois Circle Campus, Chicago, 1974-1976; visiting instructor, University of Illinois, Champaign-Urbana, 1977-1978; assistant professor health education, University of Illinois Medical Center, School Public Health, Chicago, 1978-1981; sales representative, Paul Revere Companies, Arlington Heights, Illinois, 1981-1986; underwriter, Sun Finance Group, Rosemont, Illinois, 1986-1991; principal, Banks & Kleinman Enterprises, Around and About, Evanston, since 1991. Head start consultant Kirschner Associations, Chicago, 1975-1977, Roy Littlejohn Associations, Chicago, 1976-1977. Consultant health education Native American Education Service, Chicago, 1976-1977.
Chairman Chicago-City committee United States Committee for UNICER, since 1996. Member National Association Life Underwriters (certified), National Association Health Underwriters (registered), Chicago Association Life Underwriters, Eta Sigma Gamma.