University of Virginia (Bachelor of Arts, with distinction, 1970). University of Oklahoma (Juris Doctor, with special distinction, Article and Book Review Editor, 1974, Oklahoma Law Review. Adjunct Professor of Law, University of Oklahoma College of Law, 1978.
Lieutenant (jg), United States. Navy, 1972. Working as a partner of SPRADLING, ALPERN, FRIOT & GUM. Admitted to the bar, 1975, Oklahoma. United States. District Court, Western and Northern Districts of Oklahoma.
Oklahoma County, Oklahoma (Chairman, Section of Savings and Loan Counsel, 1981-1982) and American Bar Association. American Land Title Association (Member, Lenders Counsel Section). [Lieutenant (jg), United States.
Commercial Real Estate, Lending and Consumer Credit Law.