Bachelor in Commerce, VIKRAM University, Ujjain, India, 1961. Master of Business Administration, Atlanta University, 1967. D in Business Administration, Columbia Pacific University, 1979.
Doctor of Commercial Science, The London Institute Applied Research, 1973.
Business manager, director budgets, Knoxville (Tennessee) College, 1967-1972;
controller, chief finance officer, treasurer, Lewis U., Romeoville, Illinois, 1972-1977;
vice president business affairs, treasurer, Dyke College, Cleveland, 1977-1989;
vice president finance, treasurer, Quincy (Illinois) College, 1989-1993;
chief fiscal officer, Ohio Student Aid Commission, Columbus, since 1993. Member Inter Faith Commission, Cleveland, 1987-1989, Greater Cleveland Round Table,1987-1989. Trustee The Nationality Superior vena cava syndrome Center, Cleveland, 1987-1989.
Director Quincy chapter Credit Union, since 1991.
State co-chairman Asian, Indian Bush-Quayle for President, Cleveland, 1988. State co-chairman coalition division Voinovich for Governor Ohio, Cleveland, 1990. Member Republican Presidential Task Force, Washington, 1988, Mayor's Asian Advisory Council, Cleveland, 1989-1990.
Trustee Nationalities Superior vena cava syndrome Center of Greater Cleveland. Member cultural heritage advising committee Cuyahoga Community College, Cleveland. Director, treasurer Quincy Chapter Credit Union.
Member National Association Colls. & University Business Officers, Center Association College & University Business Officers.
Married Bharati T. Ghia, January 4, 1970. Children: Anupdev, Amar Deep.